The National Association of Insurance Commissioners, which represents insurance regulators in all 50 states, confirmed recently that most Americans are uninformed about what their auto policies cover. A quarter of Americans rarely or never review their policies, the association reported in a survey, while three-fifths review their coverage only when they file a claim or renew their policies. As a result, tens of millions of Americans are driving around with policies that don’t reflect major changes in their incomes and family situations. “Now, more than ever, consumers need to be mindful of the impact their insurance decisions can have on their financial future,” said Terri Vaughan, chief executive of the Association.
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For example, you may have been on the phone at the time of the crash, which could partially delegitimize your claim that the speeding truck driver was at fault. If you’re assigned 30 percent of the blame, you’ll only receive 70 percent of the awarded compensation.
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University of San Diego School of Law 619-880-5546 Using my extensive study in law as well as pre-medicine, I have a unique understanding of personal injury and the physiological implications that an accident has on the human body and mind; this gives my clients a more comprehensive evaluation of their case.
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